{"compare":false,"blog":false,"article":false,"page":{"title":"Operational finance","lead":"Operational finance is the money side of daily delivery: invoices, payments, expenses, receivables and what each project costs. It is not accounting or tax filing. It answers questions a manager asks during the month, not the ones an accountant answers after it closes.","sections":[{"heading":"Operational finance vs accounting","html":"<table><thead><tr><th scope=\"col\"></th><th scope=\"col\">Operational finance</th><th scope=\"col\">Accounting</th></tr></thead><tbody><tr><td>Unit</td><td>Project, client, month</td><td>Ledger account, period</td></tr><tr><td>Timing</td><td>During the work</td><td>After the period closes</td></tr><tr><td>Typical question</td><td>What is this client still due to pay?</td><td>What was the taxable profit?</td></tr></tbody></table>"},{"heading":"The numbers it tracks","html":"<ul><li><strong>Receivables outstanding</strong> = invoiced − collected, grouped by how overdue they are (for example 0–30, 31–60, 61–90 and over 90 days).</li><li><strong>Project margin</strong> = project value − delivery cost.</li><li><strong>Cash in the next weeks</strong> = expected receipts − expected payments. See the <a href=\"{{route:blog/13-week-cash-flow}}\">13-week cash flow</a>.</li></ul>"},{"heading":"How PLYNTUM handles it","html":"<p>Invoices, payments, expenses and receivables are on every plan, attached to their clients and projects, and receivables aging shows on the leadership dashboard. From Core, recurring invoices, project profitability and a 13-week cash flow overview are added. PLYNTUM is not accounting software: no bookkeeping, bank feeds, tax filing or payroll. See <a href=\"{{route:platform/finance}}\">finance</a>.</p><p>See also the <a href=\"{{route:templates/invoice}}\">invoice template</a>, <a href=\"{{route:glossary/contribution-before-overhead}}\">contribution before overhead</a> and <a href=\"{{route:glossary}}\">all terms in the glossary</a>.</p>"}]},"faq":[["Do I still need accounting software?","Yes. Keep your accountant’s system for books and tax; operational finance sits next to the work."],["What is receivables aging?","Unpaid invoices grouped by how long they have been overdue, so the oldest are chased first."],["Are invoices sent automatically?","A one-off invoice can be emailed or shared by link from PLYNTUM. Recurring invoices are created on schedule and you are notified in the app; they are not emailed automatically."]]}